Mortgage Loan Officer

Company: Cyprus Credit Union
Location: West Jordan
Posted on: May 9, 2022

Job Description:

Job Description Mortgage Loan Officer Cyprus Credit Union of Salt Lake City, UT is seeking to hire a full-time Mortgage Loan Officer . Do you want to work for a credit union that is committed to service excellence and all that credit unions stand for? Would you love to have a positive impact on your local community while working in the financial industry? If so, please read on about this lending position This Mortgage Loan Officer position earns a competitive base pay plus commissions . We also offer a comprehensive benefits package , including health, dental, and vision insurance plans as well as 401k and pension plans . In addition to standard benefits, we also have amazing perks and know how to have fun Our employees get paid for 11 holidays throughout the year, start earning vacation time beginning on day one , earn paid time off (PTO) when volunteering in the community , receive tuition reimbursement , and work a flexible schedule . And, we love to promote from within . Wait, it doesn't stop there Get ready to race go-carts with your colleagues at company parties, eat lunch with the CEO on your birthday, turn colleagues into friends on the softball field, and more If this sounds like the right lending opportunity for you, apply today ABOUT CYPRUS CREDIT UNION Cyprus Credit Union is member-owned and overseen by a volunteer board of directors. We feature branch locations across the Wasatch Front to better serve the needs of our members. As we look toward the future, we remain dedicated to providing the best financial solutions, products, and resources to our members. We truly mean it when we say 'your future is our future.' The future of Cyprus Credit Union is only as bright as our team. We employ a team of like-minded financial professionals. In order to attract and retain quality talent, we offer competitive pay and comprehensive benefits , provide opportunities for employee advancement , share resources for career development , and encourage a work-hard/play-hard lifestyle . A DAY IN THE LIFE OF A MORTGAGE LOAN OFFICER As our Mortgage Loan Officer, you service the Salt Lake City market with our mortgage lending offerings. You are much more than a number cruncher. Your first responsibility is to create relationships based on trust. As customers share their personal financial histories and goals with you, they place their trust in you. You see them as people, not just credit scores. You also establish professional relationships with realtors, members, and building professionals. Through networking and customer service, you build a reputation as "the go-to loan officer" for families in our community. You discuss loan alternatives, credit criteria, interest rates, and loan documentation in a way that borrowers understand and feel positive about. To those that don't qualify, you come from the point-of-view that it is not "no," but rather, "not yet." You make sure that they know exactly what they need to do in order to achieve their goals. Keeping management informed of area activities and of any significant problems, you also cross-sell other credit union services. You stay abreast of loan products and trends as they relate to our market and customer base in order to maintain a sound loan portfolio. For processing loans, you gather documents and review them to ensure that files are complete, accurate, and in compliance. You also work to resolve issues determined by the underwriting team and submit files for final approval. You then assemble documents for delivery to the title company, real estate broker, or lending officer for the closing. Under the direction of the Mortgage Sales Manager, you also assist in the training, coaching, and mentoring of existing and new mortgage sales staff. When each loan closes successfully, you have a wonderful feeling of accomplishment QUALIFICATIONS FOR A MORTGAGE LOAN OFFICER Bachelor's degree OR an equivalent amount of education and mortgage experience Have and maintain an NMLS ID number (S.A.F.E Act registration) Understanding of how to establish creditworthiness Knowledge of credit union loan policies, products, procedures, processing, and underwriting guidelines Familiarity with title reports, insurance, and appraisals Ability to operate related computer applications, calculators, and other basic business equipment Ability to generate leads from the community Two years of loan origination experience in a credit union or banking environment and documentation of your number of retail residential mortgage fundings in the past 12 months is preferred but multiple factors will be taken into consideration. Additional coursework in business or related field would be a plus Do you have excellent communication and public relations abilities? Are you organized, detailed-oriented, efficient, good at prioritizing, consistent about double-checking for accuracy, and conscientious about following through on tasks? Do you have strong interviewing skills? Are you analytical and able to exercise sound judgment? Do you thrive in a fast-paced environment? If so, then you might just be perfect for this Mortgage Loan Officer position READY TO JOIN OUR EXCEPTIONAL LENDING TEAM? If you feel that you would be right for this lending position, please fill out our initial 3-minute, mobile-friendly application . We look forward to meeting you

Keywords: Cyprus Credit Union, West Jordan , Mortgage Loan Officer, Other , West Jordan, Utah